Jean M. Joy, CPA

OVERVIEW
Jean serves as the Director of Wolf’s Financial Institutions group and provides audit and attestation services to the Firm’s financial institution clients.  Jean is also a member of the Firm’s Executive Committee and the Director of Professional Practice, whereby she oversees the Firm’s compliance with professional standards.

Jean joined the Firm in 1978 and devotes all of her time to serving financial institutions.  She has dealt extensively with operating systems and procedures with public reporting issues and communications with regulatory authorities, including the Securities and Exchange Commission (SEC).

AREAS OF EXPERTISE
In addition to providing audit and attestation services to her clients, Jean provides advisory services relating to bank mergers and acquisitions, stock offerings, and compliance with the reporting requirements of the Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency, Federal Reserve Board and the SEC.

EDUCATION AND CERTIFICATIONS
Graduate of Bentley University, Summa Cum Laude
Certified Public Accountant (CPA) in Massachusetts, Rhode Island and New Hampshire

MEMBERSHIPS AND ORGANIZATIONS
Member of the Center for Audit Quality’s Professional Practice Executive Committee
Recent Chair of the Depository Institutions Expert Panel of the American Institute of Certified Public Accountants (AICPA)
AICPA National Conference on Banks and Savings Institutions – Former Chair
Massachusetts Society of Certified Public Accountants (MSCPA) – Former President and Member of the Board of Directors
Bentley College Executive Club
Former AICPA Council Member

PRESENTATIONS AND ARTICLES
Annual contributor and expert source for the AICPA’s annual Accounting and Audit Guide for Depository and Lending Institutions and the Audit Risk Alert
2011 – “HUD Audit Requirements for Supervised Lenders” AICPA National Conference on Banks &Savings Institutions
2011 – “Current Issues—an Audit Committee Focus” Wolf & Company CEO & Board University
2011 – “A 12-Month Outlook for the Problem Loan Environment” Massachusetts Bankers Association
2010 – “Mutual Bank Mergers & Acquisitions” Massachusetts Bankers Association
2010 – “Best Practices in Audit Committee Relationships” Wolf & Company CEO & Board University
2007 – 2011—“Financial Institutions A&A Update” PKF North American Financial Institutions Forum
2009 – “Accounting Update” Massachusetts Bankers Association CFO Forums (3)
2009 – “Mark-to-Market and Other Major Accounting Issues for 2009” Massachusetts Bankers Association Annual Meeting
2009 –“Q&A for Community Banks” AICPA National Conference on Banks & Savings Institutions – Panel Participant

AWARDS AND ACCOLADES
Top Ten Financial Professionals for 2005 by Women's Business Boston